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In our last Power Market update, we highlighted the ending of soft market conditions for buyers. Hard market symptoms gathered pace in the latter stages of 2019 and the 1/1 renewal season, with (re)insurers no longer generally looking to grow their top line, and frequently reducing the size of their shares, driving hard on Natural Catastrophe sublimits and retentions.

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In today’s litigious environment, the increase in legal verdicts across a multitude of industries is a worrying trend in the US and many clients will have exposure to risk/claims that will not have been previously considered.

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Cyber risk for critical infrastructure has increased exponentially in recent years. Ironically, the increased use of technology to better operational efficiency has also created new opportunities for would-be attackers to disrupt an organisation.

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