We will search the global market to create for you a comprehensive, competitive, tailored US property insurance programme, regardless of your size or location.

Our dedicated USA wholesale property team is one of the largest in London, with over 30 specialists, offering more than 25+ different classes of business, backed by 300 years’ combined personal experience in US property. We operate right at the heart of the Lloyd’s and London insurance market, with fast, easy access to other key international insurance markets in over 70 countries – including Europe, Bermuda, and Singapore.

We pride ourselves on our speed, efficiency and competitiveness, as well as the innovation we bring to the market. We’re the largest provider of Florida catastrophe aggregate reinsurance, and one of the largest for California and Louisiana.

Covering a wide range of sectors & businesses

We arrange cover for some of the largest real-estate, transportation and public-entity clients in the USA, against some of the largest exposures to critical catastrophe perils such as hurricane, flood and earthquake. We also provide solutions to smaller, private-sector clients in almost every type of business and in some of the most hazardous regions.

Alesco RMS arranges property insurance for many US industries and sectors, including public entities & scholastic organisations; real-estate, restaurant and hospitality businesses; religious and not-for-profit organisations; habitational (apartment developments); food and agriculture businesses; the life sciences; the media and telecommunications sectors; hi-tech; pharmaceuticals; mining; transportation; and manufacturing and processing.

Why insure your property through us?

  • We are not a purely transactional broker. We offer a wide range of key services including contract reviews, strategic and advisory placement, innovative product and programme design, coverage enhancements, alternative risk transfer, and tailor-made class-specific insurance programmes
  • We have strong relationships with the key underwriters in the leading global and local markets
  • We have an in-depth understanding of US wholesale property and terrorism, which we supplement with meticulous research
  • We will work hard to understand your needs before tailoring an effective, realistic programme just for you - helping to assure calm and robust renewals
  • We can access a wide range of global insurance and reinsurance markets, both traditional and non-traditional (alternative risk transfer).

Types of cover

  • All-risks cover
  • Stand-alone catastrophe insurance
  • Difference-in-conditions/difference-in-limits (DIC/DIL) cover, such as flood, earthquake, wind, and hail only, plus other stand-alone risks on request
  • Stand-alone terrorism cover (manuscripted or follow-form), with the option to include active-assailant cover as well as cover for chemical, biological, nuclear or radioactive perils
  • 24/36-month policies
  • Alternative risk transfer (ART)
  • Flood facility cover (alternative to NFIP)
  • Product recall insurance.

Limits & layers

  • Primary
  • Buffer excess
  • High excess
  • Quota share
  • Deductible buy-downs

See policy documentation for full details and exclusions.

Please get in touch

Whether you’re a US business or a multinational with interests in the USA, please talk to us. Our key contacts are listed below.

View our glossary of insurance terms

US wholesale property insurance Key Contacts